{"schema":"hottub-news/list/v1","item_schema":"hottub-news/item/v1","count":1,"sponsored":0,"items":[{"id":"n_h4yy66mjwfciusu7k6za","seq":1154061,"kind":"article","title":"10月底「四貸同堂」要管了？ 金管會急澄清：不是管制","title_en":"Financial regulator clarifies: 'Four loans together' regulation not to be enforced by end of October","url":"https://finance.ettoday.net/news/3247465","summary":"聯徵中心與證交所將在10月底推出跨業信用交換機制，銀行和券商未來可掌握更多客戶的借貸資料。外界擔心這會讓貸款更難借，甚至變成「四貸同堂」管制。金管會今天澄清，沒有這項管制，銀行就算查到券商的信用資料，還是要依授信5P原則評估，不代表民眾能借的錢一定變少。 《詳全文...》","published":"2026-10-01T13:59:00Z","seen":"2026-10-01T14:40:37Z","lang":"zh","country":"TW","source":{"id":"kite-feedburner-com-c31c9e","name":"feedburner.com","domain":"feeds.feedburner.com"},"via":"kite-feedburner-com-c31c9e","entities":[{"id":"Q5449637","name":"Financial Regulator","type":"org"}],"story":"st_3mlojlocfkww2x6zg2ba","category":"economy-business","category_p":0.75,"sentiment":"neutral","tone":-0.31,"political":0.41}]}