{"schema":"hottub-news/story/v1","story":"st_2l4jmrfeh5j3ad5gwlua","title":"[財經] 金管會公布最新金檢缺失 聚焦4領域禁房貸不當搭售","title_en":"[Finance] Financial Supervisory Commission discloses latest financial examination deficiencies, focusing on 4 areas to prohibit improper sales of housing loans","outlets":1,"brief":null,"page":"https://hottub.news/stories/finance-financial-supervisory-commission-discloses-latest-financial-2l4jmrfeh5","count":1,"items":[{"id":"n_2l4jmrfeh5j3ad5gwlua","seq":657518,"kind":"article","title":"[財經] 金管會公布最新金檢缺失 聚焦4領域禁房貸不當搭售","title_en":"[Finance] Financial Supervisory Commission discloses latest financial examination deficiencies, focusing on 4 areas to prohibit improper sales of housing loans","url":"https://www.rti.org.tw/news?pid=234696&uid=3","summary":"為引導金融機構落實自我健全經營，金管會定期公告主要檢查缺失態樣。金管會今天(29日)公布今年上半年度的主要檢查缺失，包含金控等10個業別範圍，主要關注議題集中於「防制詐騙洗錢」、「消費者保護」、「內部管理」及「資通安全」四大領域。金管會也強調，嚴禁銀行辦理房貸時的不當搭售。#請聽記者陳林幸虹報導# 在「防制詐騙洗錢」部分，金管會查核發現部分機構存在法人客戶由籌備處變更為正式公司時未落實查核；客戶申請虛擬帳號頻遭警示且代收金額暴增；接獲警方通報警示電子支付帳戶後，未立即通報聯徵中心聯防等。 至於針對理財專員及業務人員的銷售行為，金管會指出，有部分機構辦理房屋貸款時未充分告知客戶可自主選擇，導致客戶誤認投保「房貸壽險」為核貸必備條件，或以低利勸誘搭售。…","published":"2026-09-29T10:45:18Z","seen":"2026-09-29T11:42:35Z","lang":"zh","country":"TW","source":{"id":"kite-rti-org-tw-c82119","name":"rti.org.tw","domain":"rti.org.tw","outlet":{"wikidata":"Q698884","name":"Radio Taiwan International","type":"broadcaster","country":"TW","designations":["international broadcasting","radio station"]}},"via":"kite-rti-org-tw-c82119","topics":["財經"],"authors":["author"],"entities":[{"id":"Q624674","name":"Financial Services Commission","type":"org"}],"story":"st_2l4jmrfeh5j3ad5gwlua","category":"economy-business","category_p":0.9100000262260437,"sentiment":"neutral","tone":-0.3400000035762787,"political":0.17000000178813934}]}