{"schema":"hottub-news/story/v1","story":"st_3mlojlocfkww2x6zg2ba","title":"10月底「四貸同堂」要管了？ 金管會急澄清：不是管制","title_en":"Financial regulator clarifies: 'Four loans together' regulation not to be enforced by end of October","outlets":2,"brief":null,"page":"https://hottub.news/stories/refuting-four-loans-together-lending-limit-financial-supervisory-3mlojlocfk","count":2,"items":[{"id":"n_h4yy66mjwfciusu7k6za","seq":1154061,"kind":"article","title":"10月底「四貸同堂」要管了？ 金管會急澄清：不是管制","title_en":"Financial regulator clarifies: 'Four loans together' regulation not to be enforced by end of October","url":"https://finance.ettoday.net/news/3247465","summary":"聯徵中心與證交所將在10月底推出跨業信用交換機制，銀行和券商未來可掌握更多客戶的借貸資料。外界擔心這會讓貸款更難借，甚至變成「四貸同堂」管制。金管會今天澄清，沒有這項管制，銀行就算查到券商的信用資料，還是要依授信5P原則評估，不代表民眾能借的錢一定變少。 《詳全文...》","published":"2026-10-01T13:59:00Z","seen":"2026-10-01T14:40:37Z","lang":"zh","country":"TW","source":{"id":"kite-feedburner-com-c31c9e","name":"feedburner.com","domain":"feeds.feedburner.com"},"via":"kite-feedburner-com-c31c9e","entities":[{"id":"Q5449637","name":"Financial Regulator","type":"org"}],"story":"st_3mlojlocfkww2x6zg2ba","category":"economy-business","category_p":0.75,"sentiment":"neutral","tone":-0.3100000023841858,"political":0.4099999964237213},{"id":"n_3mlojlocfkww2x6zg2ba","seq":1101451,"kind":"article","title":"駁斥「四貸同堂」限貸令！金管會澄清：僅風險控管、非截斷金流","title_en":"Refuting 'four loans together' lending limit! Financial Supervisory Commission clarifies: only risk management, not cutting off cash flow","url":"https://tw.news.yahoo.com/%E9%A7%81%E6%96%A5-%E5%9B%9B%E8%B2%B8%E5%90%8C%E5%A0%82-%E9%99%90%E8%B2%B8%E4%BB%A4-%E9%87%91%E7%AE%A1%E6%9C%83%E6%BE%84%E6%B8%85-%E5%83%85%E9%A2%A8%E9%9A%AA%E6%8E%A7%E7%AE%A1-092000588.html","summary":"金管會近日駁斥「四貸同堂」股市限貸令傳言，澄清10月底上線的銀行與證券跨業信用資訊交換機制，僅為強化風險控管，放款審查仍依5P原則辦理，並無緊縮情況。同時，房市早有總量管制規範，並無監管失衡。官方呼籲投資人回歸企業基本面，善用台股儀表板掌握真實財務資訊，避免盲目恐慌。","published":"2026-10-01T09:20:00Z","seen":"2026-10-01T09:41:49Z","lang":"zh","country":"TW","source":{"id":"kite-tw-news-yahoo-com-ae7227","name":"tw.news.yahoo.com","domain":"tw.news.yahoo.com"},"via":"kite-tw-news-yahoo-com-ae7227","entities":[{"id":"Q624674","name":"Financial Services Commission","type":"org"}],"story":"st_3mlojlocfkww2x6zg2ba","category":"economy-business","category_p":0.7300000190734863,"sentiment":"neutral","tone":-0.4000000059604645,"political":0.3499999940395355}]}