{"schema":"hottub-news/story/v1","story":"st_6fedkqywu3r26gpa3vcq","title":"中銀推「先P後H」按揭 首2至3年低至2.68厘 平過定息按揭","title_en":"Bank of China introduces 'P before H' mortgage with rates as low as 2.68% for the first 2 to 3 years, matching fixed-rate mortgages","outlets":1,"brief":null,"page":"https://hottub.news/stories/bank-of-china-introduces-p-before-h-mortgage-with-rates-as-low-as-2-68-6fedkqywu3","count":1,"items":[{"id":"n_6fedkqywu3r26gpa3vcq","seq":613475,"kind":"article","title":"中銀推「先P後H」按揭 首2至3年低至2.68厘 平過定息按揭","title_en":"Bank of China introduces 'P before H' mortgage with rates as low as 2.68% for the first 2 to 3 years, matching fixed-rate mortgages","url":"https://www.stheadline.com/investment/3620606/%E4%B8%AD%E9%8A%80%E6%8E%A8%E5%85%88P%E5%BE%8CH%E6%8C%89%E6%8F%AD-%E9%A6%962%E8%87%B33%E5%B9%B4%E4%BD%8E%E8%87%B3268%E5%8E%98-%E5%B9%B3%E9%81%8E%E5%AE%9A%E6%81%AF%E6%8C%89%E6%8F%AD","summary":"繼滙豐及恒生相繼再推低息定按後，中銀香港今日宣布推出「特優先P後H」按揭息率計劃，客戶可按需要選擇首兩年或三年採用「P按」，年利率為P減2.32厘（以現時P為5厘計即2.68厘）；期滿後將自動轉為「H按」計算，年利率為H加1.3厘，並設有封頂息率P減1.75厘（以現時P為5厘計即3.25厘）。據悉，計劃同時提供現金回贈，涵蓋一、二手物業、物業套現、轉按及加按貸款，申請期至今年12月底，提取貸款期則","published":"2026-09-29T07:40:16Z","seen":"2026-09-29T08:12:45Z","lang":"zh","country":"HK","source":{"id":"kite-stheadline-com-b401ae","name":"stheadline.com","domain":"stheadline.com","outlet":{"wikidata":"Q5241255","name":"Sing Tao Daily","type":"newspaper","designations":["daily newspaper"]}},"via":"kite-stheadline-com-b401ae","authors":["author"],"entities":[{"id":"Q790068","name":"Bank of China","type":"org"}],"story":"st_6fedkqywu3r26gpa3vcq","category":"economy-business","category_p":0.9399999976158142,"sentiment":"neutral","tone":0.18000000715255737,"political":0.17000000178813934}]}