{"schema":"hottub-news/story/v1","story":"st_ftz3rob2n2rnocbyva5a","title":"Dobrá správa pre mladých, horšia pre investorov: NBS mení hypotéky, na prvé bývanie ti dá až 90 %","title_en":"Good news for young people, worse for investors: NBS changes mortgages, gives up to 90% for first home","outlets":4,"brief":null,"page":"https://hottub.news/stories/nbs-changes-mortgages-young-people-for-first-housing-will-receive-up-to-ftz3rob2n2","count":4,"items":[{"id":"n_42bcqlo66icqidjdccja","seq":891887,"kind":"article","title":"NBS schválila zmeny pre hypotéky, mladí sa môžu dostať k 90-percentnej...","title_en":"NBS approved changes for mortgages, young people can get to 90-percent...","url":"https://e.dennikn.sk/minuta/5593917","summary":"NBS schválila zmeny pre hypotéky, mladí sa môžu dostať k 90-percentnej pôžičke od januára 2027. Investičné hypotéky sa obmedzia až od júla budúceho roka.","published":"2026-09-30T10:59:59Z","seen":"2026-09-30T11:39:33Z","lang":"sk","country":"SK","source":{"id":"kite-dennikn-sk-4bbabe","name":"dennikn.sk","domain":"dennikn.sk","outlet":{"wikidata":"Q20051147","name":"Denník N","type":"newspaper","country":"SK","designations":["daily newspaper"]}},"via":"kite-dennikn-sk-4bbabe","topics":["ekonomika","hlavná","slovensko","banky a poisťovne","investovanie a úvery","reality"],"authors":["Ján Kováč"],"entities":[{"id":"Q176691","name":"National Institute of Standards and Technology","type":"org"}],"story":"st_ftz3rob2n2rnocbyva5a","category":"economy-business","category_p":0.8199999928474426,"sentiment":"positive","tone":0.4300000071525574,"political":0.07999999821186066},{"id":"n_vsjuvmq5cs4orzrxyf7a","seq":887130,"kind":"article","title":"Dobrá správa pre mladých, horšia pre investorov: NBS mení hypotéky, na prvé bývanie ti dá až 90 %","title_en":"Good news for young people, worse for investors: NBS changes mortgages, gives up to 90% for first home","url":"https://news.refresher.sk/212044-Dobra-sprava-pre-mladych-horsia-pre-investorov-NBS-meni-hypoteky-na-prve-byvanie-ti-da-az-90","summary":"Národná banka Slovenska upravuje pravidlá pre hypotekárne úvery, vďaka čomu mladým ľuďom do 35 rokov uľahčí cestu k prvému vlastnému bývaniu, zatiaľ čo investorom s viacerými nehnuteľnosťami sprísni podmienky.","published":"2026-09-30T10:35:00Z","seen":"2026-09-30T11:12:45Z","lang":"sk","country":"SK","source":{"id":"kite-refresher-sk-7bfe89","name":"refresher.sk","domain":"refresher.sk"},"via":"kite-refresher-sk-7bfe89","entities":[{"id":"Q176691","name":"National Institute of Standards and Technology","type":"org"}],"image":"https://refstatic.sk/article/674da282787e4d84807f.jpg?c=2w&is=1200x630c&s=3e611ed61815dd142d64d1b5c13d5f1faca520eb3e4bd7bf2b41633e4f76d8d2","story":"st_ftz3rob2n2rnocbyva5a","category":"economy-business","category_p":0.9300000071525574,"sentiment":"neutral","tone":0.14000000059604645,"political":0.12999999523162842},{"id":"n_qug3cyhf7cqklxccbemq","seq":866742,"kind":"article","title":"NBS mení pravidlá pre hypotéky! Mladým uľahčí cestu k bývaniu: Pri investíciách prídu zmeny","title_en":"NBS changes mortgage rules! Young people will have an easier path to housing: Changes coming in investments","url":"https://www.topky.sk/cl/10/9506421/NBS-meni-pravidla-pre-hypoteky--Mladym-ulahci-cestu-k-byvaniu--Pri-investiciach-pridu-zmeny","summary":"BRATISLAVA - Národná banka Slovenska (NBS) od budúceho roka upraví pravidlá pre financovanie bývania hypotékou, konkrétne maximálnu časť ceny nehnuteľnosti, ktorú možno financovať úverom, tzv. LTV limit. Zmenu schválila Banková rada (BR), nové pravidlá začnú platiť od 1. januára 2027 s postupným nábehom. Cieľom je zvýhodniť kúpu prvého bývania a znevýhodniť investičné nákupy nehnuteľností.","published":"2026-09-30T09:20:30Z","seen":"2026-09-30T09:20:30Z","lang":"sk","country":"SK","source":{"id":"kite-topky-sk-97e6bb","name":"topky.sk","domain":"topky.sk"},"via":"kite-topky-sk-97e6bb","entities":[{"id":"Q176691","name":"National Institute of Standards and Technology","type":"org"}],"image":"https://img.topky.sk/9044407.jpg","story":"st_ftz3rob2n2rnocbyva5a","category":"economy-business","category_p":0.8899999856948853,"sentiment":"neutral","tone":0.1599999964237213,"political":0.1599999964237213},{"id":"n_ftz3rob2n2rnocbyva5a","seq":863738,"kind":"article","title":"NBS mení hypotéky: mladí na prvé bývanie dostanú až 90 percent ceny","title_en":"NBS changes mortgages: Young people for first housing will receive up to 90 percent of the price","url":"https://openiazoch.zoznam.sk/reality/nbs-meni-hypoteky-mladi-na-prve-byvanie-dostanu-az-90-percent-ceny","summary":"Národná banka Slovenska (NBS) od budúceho roka upraví pravidlá pre financovanie bývania hypotékou, konkrétne maximálnu časť ceny nehnuteľnosti, ktorú možno financovať úverom, tzv. LTV limit. Zmenu schválila Banková rada (BR),…","published":"2026-09-30T08:22:51Z","seen":"2026-09-30T09:08:30Z","lang":"sk","country":"SK","source":{"id":"kite-openiazoch-zoznam-sk-0e61de","name":"openiazoch.zoznam.sk","domain":"openiazoch.zoznam.sk"},"via":"kite-openiazoch-zoznam-sk-0e61de","topics":["realitný trh","reality","bankový trh","bývanie","finančná stabilita","hypotéky","investičné nehnuteľnosti","mladí ľudia"],"authors":["TASR"],"entities":[{"id":"Q176691","name":"National Institute of Standards and Technology","type":"org"}],"story":"st_ftz3rob2n2rnocbyva5a","category":"economy-business","category_p":0.8600000143051147,"sentiment":"positive","tone":0.3100000023841858,"political":0.10000000149011612}]}