{"schema":"hottub-news/story/v1","story":"st_sm2nuc2vxxgji7troyea","title":"金管會揭上半年金檢四大缺失 房貸不當搭售壽險、人頭戶防詐漏洞成焦點","title_en":"Financial Supervisory Commission reveals four major deficiencies in the first half of the year: improper sales of housing loans with life insurance, loopholes in head-of-household fraud prevention","outlets":2,"brief":null,"page":"https://hottub.news/stories/financial-supervisory-commission-reveals-four-deficiencies-in-the-sm2nuc2vxx","count":2,"items":[{"id":"n_qlndfwyxjoi3s4p7an7q","seq":696828,"kind":"article","title":"金管會揭上半年金檢四大缺失 房貸不當搭售壽險、人頭戶防詐漏洞成焦點","title_en":"Financial Supervisory Commission reveals four major deficiencies in the first half of the year: improper sales of housing loans with life insurance, loopholes in head-of-household fraud prevention","url":"https://news.cnyes.com/news/id/6618144","summary":"為維持金融檢查作業透明度並輔導業者自律，金管會今(29)日依據「金融檢查指導原則」，正式公布 2026 年度上半年金融機構主要檢查缺失及改善做法。本次檢查涵蓋金融控股公司、本國銀行、外商銀行、信合社、電支機構、投信、票券、證券及產壽險等 10 個業別，主要缺失焦點集中於「防制詐騙與洗錢」、「消費者保","published":"2026-09-29T14:29:56Z","seen":"2026-09-29T14:42:22Z","lang":"zh","country":"TW","source":{"id":"kite-news-cnyes-com-887ba2","name":"news.cnyes.com","domain":"news.cnyes.com"},"via":"kite-news-cnyes-com-887ba2","topics":["台股新聞"],"authors":["鉅亨網記者陳于晴 台北"],"entities":[{"id":"Q624674","name":"Financial Services Commission","type":"org"}],"image":"https://cimg.cnyes.cool/prod/news/6618144/m/95ea837c571067c8aea38dcf79927f7a.jpg","story":"st_sm2nuc2vxxgji7troyea","category":"economy-business","category_p":0.8399999737739563,"sentiment":"negative","tone":-0.5299999713897705,"political":0.05999999865889549},{"id":"n_sm2nuc2vxxgji7troyea","seq":666186,"kind":"article","title":"金管會揭金檢4大缺失 銀行說不清房貸壽險恐踩線","title_en":"Financial Supervisory Commission reveals four deficiencies in the Financial Supervisory Commission. Banks cannot clearly explain mortgage insurance and may face penalties","url":"https://www.cna.com.tw/news/afe/202609290291.aspx","summary":"（中央社記者蘇思云台北29日電）金管會今天揭露金檢4大類缺失，包含防詐、消保、內部管理與資安議題。金管會表示，抽調錄音時發現，部分銀行業務員辦理房貸過程中解釋不清，導致有民眾不太清楚是否一定要買房貸壽險才行，銀行應更謹慎說明，銀行局後續也會請銀行說明，將視銀行檢討與改正狀況處理。","published":"2026-09-29T10:51:50Z","seen":"2026-09-29T12:18:00Z","lang":"zh","country":"TW","source":{"id":"kite-feedburner-com-616d7e","name":"feedburner.com","domain":"feeds.feedburner.com"},"via":"kite-feedburner-com-616d7e","entities":[{"id":"Q624674","name":"Financial Services Commission","type":"org"}],"mentions":2,"story":"st_sm2nuc2vxxgji7troyea","category":"economy-business","category_p":0.8799999952316284,"sentiment":"negative","tone":-0.6600000262260437,"political":0.10999999940395355}]}