{"schema":"hottub-news/story/v1","story":"st_whg4kbigbpqohs7ldd4q","title":"New Jersey homebuyer gets $575K home for $545K, saves $350 a month with incentives","title_en":null,"outlets":1,"brief":null,"page":"https://hottub.news/stories/new-jersey-homebuyer-gets-575k-home-for-545k-saves-350-a-month-with-whg4kbigbp","count":1,"items":[{"id":"n_whg4kbigbpqohs7ldd4q","seq":1324650,"kind":"article","title":"New Jersey homebuyer gets $575K home for $545K, saves $350 a month with incentives","url":"https://timesofindia.indiatimes.com/real-estate/news/a-new-jersey-homebuyer-rejected-10-older-houses-then-negotiated-a-575000-pennsylvania-new-build-down-to-545000-and-used-30000-in-builder-incentives-to-cut-his-mortgage-rate-from-6-25-to-5-25-saving-about-350-a-month/articleshow/134634915.cms","summary":"A New Jersey homebuyer viewed 10 older houses but rejected them after finding costly repairs and maintenance would add to their purchase price. He then considered a new townhouse in Pennsylvania listed at $575,000. After negotiations, he bought it for $545,000 and secured $30,000 in builder incentives, including a mortgage-rate buydown that reduced his rate from 6.25% to 5.25%.","published":"2026-10-02T10:29:23Z","seen":"2026-10-02T10:49:57Z","lang":"en","country":"IN","source":{"id":"kite-timesofindia-indiatimes-com-96815d","name":"timesofindia.indiatimes.com","domain":"timesofindia.indiatimes.com","outlet":{"wikidata":"Q46807","name":"The Times of India","type":"newspaper","country":"IN","designations":["newspaper"]}},"via":"kite-timesofindia-indiatimes-com-96815d","authors":["TOI REAL ESTATE DESK"],"entities":[{"id":"Q1408","name":"New Jersey","type":"place"}],"image":"https://static.toiimg.com/photo/msid-134635249,imgsize-107760.cms","story":"st_whg4kbigbpqohs7ldd4q","category":"economy-business","category_p":0.8500000238418579,"sentiment":"positive","tone":0.6299999952316284,"political":0.019999999552965164}]}