{"schema":"hottub-news/story/v1","story":"st_wo2tllq4fupwk3gbo57a","title":"內地10月1日起實施居民房貸貼息 貼息1個百分點","title_en":"Mainland China to implement residential loan interest subsidy starting October 1, with a 1 percentage point subsidy","outlets":3,"brief":null,"page":"https://hottub.news/stories/mainland-china-to-implement-loan-interest-subsidy-for-home-purchases-wo2tllq4fu","count":3,"items":[{"id":"n_mzdflkncypvtcbdyerhq","seq":653788,"kind":"article","title":"內地居民置業貸款貼息1個百分點 下月實施","title_en":"Mainland residents' home loan interest subsidy 1 percentage point, to be implemented next month","url":"https://www.i-cable.com/%e8%b2%a1%e7%b6%93%e8%b3%87%e8%a8%8a/508678/%E5%85%A7%E5%9C%B0%E5%B1%85%E6%B0%91%E7%BD%AE%E6%A5%AD%E8%B2%B8%E6%AC%BE%E8%B2%BC%E6%81%AF1%E5%80%8B%E7%99%BE%E5%88%86%E9%BB%9E-%E4%B8%8B%E6%9C%88%E5%AF%A6%E6%96%BD","summary":"【有線新聞】內地下月推出居民置業貸款貼息政策，減輕首置家庭住房貸款利息負擔。 人行表示政策只適用於新造貸款，以","published":"2026-09-29T10:43:47Z","seen":"2026-09-29T11:21:20Z","lang":"zh","country":"HK","source":{"id":"kite-i-cable-com-c6a5b2","name":"i-cable.com","domain":"i-cable.com"},"via":"kite-i-cable-com-c6a5b2","topics":["財金總覽","財經資訊"],"authors":["有線新聞"],"story":"st_wo2tllq4fupwk3gbo57a","category":"economy-business","category_p":0.8899999856948853,"sentiment":"neutral","tone":0.10999999940395355,"political":0.30000001192092896},{"id":"n_bnaavs2yvzsknnkoqzya","seq":642246,"kind":"article","title":"內地10月1日起實施居民房貸貼息 貼息1個百分點","title_en":"Mainland China to implement residential loan interest subsidy starting October 1, with a 1 percentage point subsidy","url":"https://news.rthk.hk/rthk/ch/component/k2/1872032-20260929.htm","summary":"財政部、人民銀行及金融監管總局發出通知，10月1日起實施居民貸款貼息政策，暫定實施一年，可享受貼息的貸款規模最高100萬元人民幣，財政部門給予年化1個百分點的貼息，貼息期限最長5年。 根據通知，政府支持合資格家庭使用新發放商業性個人住房貸款購買首套住房，但不包括使用新發放商業性個人住房貸款置換存量貸款；購買的住房建築面積在120平方米及以下，住房價格在150萬元及以下。 財政部說，今次中央財政首次對部分收入相對不高的群體商業性個人住房貸款貼息，在需求側進一步打開政策發力空間。政策將聚焦首套剛需，重點支持普通家庭新購中小套型，較低價位的住房。 編輯：李意琴","published":"2026-09-29T10:30:07Z","seen":"2026-09-29T10:42:38Z","lang":"zh","country":"HK","source":{"id":"kite-rthk-hk-72b562","name":"rthk.hk","domain":"rthk.hk","outlet":{"wikidata":"Q1153480","name":"Radio Television Hong Kong","type":"broadcaster","country":"CN","designations":["broadcaster"]}},"via":"kite-rthk-hk-72b562","mentions":2,"story":"st_wo2tllq4fupwk3gbo57a","category":"economy-business","category_p":0.75,"sentiment":"neutral","tone":-0.009999999776482582,"political":0.2199999988079071},{"id":"n_wo2tllq4fupwk3gbo57a","seq":637802,"kind":"article","title":"內地10月1日起對居民購房實施貸款貼息","title_en":"Mainland China to implement loan interest subsidy for home purchases for residents starting October 1","url":"https://www.bastillepost.com/hongkong/article/16872507-%e5%85%a7%e5%9c%b010%e6%9c%881%e6%97%a5%e8%b5%b7%e5%b0%8d%e5%b1%85%e6%b0%91%e8%b3%bc%e6%88%bf%e5%af%a6%e6%96%bd%e8%b2%b8%e6%ac%be%e8%b2%bc%e6%81%af","summary":"內地再出招撐樓市，財政部、中國人民銀行、金融監管總局聯合發布通知，自2026年10月1日起實施居民購房貸款貼息政策，暫定1年。 這是中央財政首次對商業性個人住房貸款進行貼息。 此次發布的通知明確，對同時符合以下條件的居民家庭給予貼息支持：一是使用新發放的商業性個人住房貸款購買首套住房，不包括存量貸款置換；二是所購住房建築面積不超過120平方米；三是所購住房價格不超過150萬元。 根據通知，可享受貼息的貸款規模最高可達100萬元，財政部門給予年化1個百分點的貼息，貼息期限最長5年。","published":"2026-09-29T10:15:03Z","seen":"2026-09-29T10:15:24Z","lang":"zh","country":"HK","source":{"id":"kite-bastillepost-com-c7bf21","name":"bastillepost.com","domain":"bastillepost.com"},"via":"kite-bastillepost-com-c7bf21","topics":["錢財事","中國財政部","內房","貸款貼息"],"authors":["Kwok Wai Yee"],"entities":[{"id":"Q19188","name":"mainland China","type":"place"}],"story":"st_wo2tllq4fupwk3gbo57a","category":"economy-business","category_p":0.8100000023841858,"sentiment":"neutral","tone":-0.05999999865889549,"political":0.30000001192092896}]}